The 7th Pay Commission has modelled the salaries, allowances, pensions of the central government employees from 2016; just like that, is the time now to look forward to the 8th Pay Commission that came after this Commission concluded their sittings on 31st December 2015. However, the final updates of the 7th Pay Commission remain crucial … Read more
Most people think gratuity is something you worry about only on your last working day. Big mistake. In 2026, gratuity rules in India have quietly become more generous, especially if you’re on a fixed-term or contract job. And yes, this change could put real money in your pocket. Here’s a simple question. What if you … Read more
Fixed Deposits continue to be the preferred choice for investment in India, with Canara Bank leading public sector banks providing several FD schemes ranging in multiple tenure segments. Among all these, the 191-Day FD in 2026 stands out as a short-term deposit that balances liquidity with good returns. This short piece elucidates the features, advantages, … Read more
When January 2026 salary credits landed, many central government employees had the same reaction. “That’s it?” A 2% Dearness Allowance hike doesn’t sound dramatic. No fireworks. No big headlines. But here’s the thing—this January 2026 DA hike plays a bigger role than it appears at first glance. Especially now, when the 8th Pay Commission process … Read more
The fitment factor is a coefficient that is used for the computation of revised basic pay of government employees after the new pay commission is brought into effect. When the 7th Pay Commission came into effect in 2016, the fitment factor was fixed at 2.57, which signified that the salaries were multiplied by this factor … Read more
What if your Provident Fund worked like your bank account? No forms. No waiting weeks. Just instant access when life throws a surprise at you. That’s exactly the shift EPFO is making in 2026, and for over 7 crore subscribers, it’s a big deal. The EPFO updates 2026 focus on one clear idea: make your … Read more
The retirement plan is the most tremendous financial decision that one can take in life. The LIC Smart Pension Plan 2026 assures a continuous income after retirement in a simple way. It is customized to the different needs of individuals and families with its flexible annuity options and guaranteed returns. Single Premium Payment The only … Read more